Florida HOA law
Florida HOA & condo law after Surfside.
The Champlain Towers collapse rewrote the rules. SB 4-D and SB 154 created new reserve-funding mandates, mandatory structural inspections, and compliance deadlines that are in effect now. Here's what your board needs to know — and the free tools to act on it.
Florida directory
Find your association on the map
70,000+ Florida condos, HOAs, and co-ops — sourced from DBPR and Sunbiz public records. Browse by county or open the state-wide map.
The three things every Florida board is dealing with right now
SIRS — Structural Integrity Reserve Studies
Who must complete a SIRS, what components it covers, the December 2024 deadline, and why the reserve waiver option no longer applies to structural components.
Milestone Inspections
The Phase 1 / Phase 2 structural inspection mandate from SB 4-D. Deadlines by building age and height, what the inspector looks for, and what a Phase 2 report triggers.
Estoppel Certificates
What an estoppel certificate states, who can demand one, the 10-business-day clock, the statutory fee caps under F.S. §718.116(8), and handling disputed amounts.
Free Florida HOA calculators
No signup required. Same math boards use inside the Common Elements platform.
SIRS Reserve Study Planner
Model SB 4-D reserve contributions across funding methods and planning horizons.
Milestone Inspection Checker
Enter building height and year built to get your Phase 1 deadline.
Estoppel Fee Calculator
Look up the statutory fee cap for your estoppel certificate request.
Quorum Calculator
Find the minimum attendance for your HOA or condo meeting under Florida statute.
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