Tool · Florida §718.116(8)
Estoppel Fee Calculator
Florida statute caps what an association may charge for preparing an estoppel certificate. The cap depends on whether the account is delinquent and whether the request is expedited (3-business-day turnaround). Select the conditions below to see the maximum allowable fee.
Is the account delinquent?
Expedited request (3 business days)?
Maximum allowable fee
$250
Standard request — current account
Per Florida §718.116(8). Fees above this cap are unenforceable. Applies to condominium associations — HOA estoppel rules under Chapter 720 differ; verify with association counsel.
About estoppel certificates
An estoppel certificate is a document an association provides during a unit sale that states all amounts owed by the seller — assessments, fines, fees, and interest. It is legally binding on the association: the buyer can close in reliance on the amounts stated. Florida §718.116(8) requires the association to provide it within 10 business days and caps the preparation fee.
Expedited requests (3 business days) carry a higher fee cap to compensate for the short turnaround. The requesting party — usually the closing agent or buyer's attorney — can demand the expedited timeline and must pay the higher cap if they do.
Track estoppel requests inside Common Elements
Common Elements gives your board a record of every estoppel certificate requested, issued, and billed — with the statutory clock built in so you never miss the 10-business-day window.
Get started on commonelements.com